Morning Edition

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Financial firms may be discriminating against people based on where they went to college, a watchdog group says. In particular, the group found that a lender named Upstart appears to be charging higher interest rates on student loans to graduates of historically black or predominantly Hispanic colleges.

A lot more people are getting loans these days from a new breed of lenders known as fintechs, or financial technology firms. And some of these lenders factor in where loan applicants went to college.

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We are here broadcasting live at Smokey Row coffeehouse in Des Moines, Iowa, with an audience who was up late last night waiting for results.

(CHEERING, APPLAUSE)

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For the second day in a row, we're in the fabulous coffee shop here. It is called Smokey Row Coffee Company in Des Moines...

(CHEERING)

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Good morning. I'm Rachel Martin. Filmmaker Jim McKay recently bought a VHS player from Goodwill. When he turned it on, he found a home movie from 1994 of a baby's first steps.

(SOUNDBITE OF VIDEO)

UNIDENTIFIED PERSON: Come on. Come on, man.

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We are here broadcasting live at Smokey Row coffeehouse in Des Moines, Iowa.

(APPLAUSE, CHEERING)

MARTIN: There they are.

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Hello. Hello, everybody.

MARTIN: In front of a live audience.

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He is one of the biggest names in conservative American talk radio, and yesterday, the influential and at times controversial host Rush Limbaugh shared some health news with his millions of listeners.

(SOUNDBITE OF ARCHIVED RECORDING)

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We're covering the caucuses. It is, of course, the start of the presidential campaign season officially. And, Rachel, last time I was here four years ago, there was a lot of suspense in both parties.

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Let's talk politics. Here in the coffee shop, we've got two of NPR's best political minds - senior political editor Domenico Montanaro and Scott Detrow, who covers the presidential campaign and has been driving, like, everywhere in the state.

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